According to WCNC, commuters in Charlotte, NC had a rough morning as a major truck fire on Interstate 77 and a multi-vehicle accident on Interstate 85 caused major delays for the early commute.
The television station reported that a truck caught fire on I-77 north near Nations Ford Road which briefly blocked all lanes and caused major delays. Emergency crews quickly put the fire out and thankfully no one suffered injuries.
However, a multi-vehicle accident across town on I-85 near Gastonia reportedly left some of the drivers with injuries. Traffic was backed up for miles past the accident scene near the Cox Road interchange. Given how recent the accident was the North Carolina Highway Patrol has not yet specified what injuries occurred as a result of the wreck.
Articles Posted in Car Wreck
Breaking Down Insurance Coverage in North Carolina
When shopping for car insurance, many people are put off by not knowing which of the many varieties of coverage they may actually need and which ones are merely there to line the pockets of insurance companies. A recent article by Yahoo Finance analyzed some standard insurance policies to come up with a guide for what kinds of coverage the average consumer needs. The Yahoo article gave each variety of coverage a ranking according to color: red meaning the policy is urgent, orange to signify important and yellow meaning least critical. First things first, liability coverage:
• Liability Coverage
• Urgency: Red
Liability coverage exists to pay for bodily injury and property damage that you or others cause while operating your vehicle. Liability coverage will also cover court costs if you’re sued as a result of an accident. Given the description, the necessity of the policy is pretty obvious. It’s this coverage that is designed to protect your assets and future earning power if you are ever involved in a bad accident. A bit of good news is that it typically doesn’t cost much (less than $50 every six months) to double your current liability coverage, so it’s probably better to be safe than sorry.
• Collision Coverage
• Rating: Yellow
Collision coverage is what pays to fix your car in the event of an accident. The value of this policy depends almost entirely on money; how old and how much your car is worth, how much a repair might cost and whether you’re able to afford the repair on your own without collision coverage.
While collision coverage is important, as your car ages and depreciates, it might not be a bad idea to increase your deductible so that your monthly premiums go down or even consider dropping collision all together. This is an instance where leasing your car will result in a guaranteed purchase as companies will require you to carry collision coverage.
• Medical Payments Coverage
• Rating: Orange
Medical-payments coverage ensures that reasonable medical expenses are paid for those in your vehicle, regardless of who caused the wreck. The importance of this policy depends on your situation, if you don’t have insurance or are lacking, move the color up to red and carry the maximum that your company will allow. If you’re an avid carpooler then you’ll also want increased coverage to ensure that everyone in your car has his or her medical care covered in the event of an accident.
• Uninsured/Underinsured Motorist Coverage
• Rating: Red
Uninsured/underinsured motorist coverage, or UM/UIM, exists to pay for injuries that results from an accident caused by a driver who either totally lacks or does not have enough insurance coverage of their own. The number of uninsured drivers in North Carolina is significant, estimated at 8% who lack proper coverage. Given the risk of running into one of these drivers (pardon the pun), this kind of coverage is absolutely critical for drivers in the state. Even if you’re in an accident with someone who has insurance, a lot of times they might not have enough insurance to cover the injuries you actually sustain.
Study Reveals Danger of Singing and Driving
In the last few years, traffic safety officials both in North Carolina and at the federal level have been focused on distracted driving, working to educate drivers on the dangers of talking, texting and emailing on mobile devices when behind the wheel. In doing so, however, it seems that many people are no longer focused on some of the more traditional forms of distraction while driving, such as eating and drinking, changing the radio and putting on makeup.
Now, a new study, mentioned in an ABC News article, appears to indicate that it may be time to direct more attention toward some of these other forms of behind-the-wheel distraction. In the study, researchers found that drivers who listen or sing along to their favorite tunes are more likely to get into car accidents than drivers who do not play music in the car.
The study was conducted recently by researchers in Australia, and the results of the study have been published in the journal Accident Analysis and Prevention. The researchers were specifically looking at how driving abilities were impacted by singing or listening to music in the car. The researchers attempted to compare how driving abilities were impacted when a person was singing and driving as opposed to when the driver was just listening or had no music on at all.
The researcher put drivers (a total of 21 individuals) through a simulation exercise. They were each tested on how well they were able to concentrate on driving while they were exposed to music. The researchers found that drivers who were listening to music on their car radio, or singing along to the radio, were much slower to respond or react to emergency situations than those drivers who had no music on in the car.
The reason, the researchers determined, is that singing while driving draws attention away from the road. Any activity that draws attention away from the road can be considered a distraction. Drivers, who sing in the car, were much more likely to vary their speeds while driving. These drivers were also found to drive at a much lower speed, compared to drivers who were not listening to any music. The researchers concluded that the most attentive drivers were those who were not listening to any music at all.
Child in Charlotte, NC Dies After Not Wearing Seatbelt
Police in Salisbury have announced that a young boy, who was killed in a car crash, was not wearing a seat belt at the time of the collision. The 12-year-old tragically died on impact during a crash last month.
Police say the driver of the boy’s car was driving east on Airport Road when she tried to turn left into a parking lot at 1010 Airport Road. The driver turned in front of an oncoming Jeep Cherokee, and the Jeep struck the Honda, pushing it into a phone pole. No one in the Jeep was injured.
At this time no charges have been filed against either of the drivers as police continue an investigation into the circumstances. This wreck demonstrates what we already know: every hour someone dies in America simply because they chose not to buckle up. Despite the fact that safety belts are the most effective means of reducing fatalities and serious injuries, sadly, many adults and children simple don’t feel the need to use them.
Motor vehicle crashes are the leading cause of death among those between the ages of five and 34. An astounding 2.3 million adult drivers and passengers were treated in emergency departments as the result of being injured in motor vehicle crashes in 2009. The Centers for Disease Control says that adults who do not use safety belts may think that their behavior only affects them, but they are wrong. Studies consistently show that there is a correlation between adult belt use and child belt use. According to National Highway Traffic Safety Administration (NHTSA), when a driver is buckled, 94 percent of the time children in that vehicle are buckled; but, when a driver is unbuckled, only 30 percent of child passengers are buckled. What parent wants to pass along such a dangerous habit?
What You Should Know About Children and Head Injuries
Head injuries are not something to take lightly. The Centers for Disease Control estimates that 1.7 million people in the country sustain a traumatic brain injury every year, and these injuries contribute to a third of all injury-related deaths in the United States.
Children, especially those between the ages of 0 and 4 and the ages of 15 and 19, are the most likely to sustain these injuries, which is why education about the dangers of head injuries is so important. Because of the long-term effects that head injuries can have, parents should learn all they can about this common childhood injury.
In children, head injuries often occur while they are playing. Falls on the sports field, tumbles while riding a bike and trips while climbing outdoors are all common causes. For this reason, children should wear protective helmets whenever possible. Parents need to make sure that helmets are being used when their children participate in rough sports events or when riding wheeled toys, such as bikes, scooters and roller skates. Head injuries also frequently occur as a result of car accidents, especially when children are not properly restrained. Proper use of child safety seats can help protect children against serious brain injury in a car accident.
Though head injuries affect all children, a recent Reuters article mentioned the findings of a study published in the Archives of Pediatrics & Adolescent Medicine which shows the treatment for such injuries may not be uniform across the different races. Researchers looked at brain injuries and treatment of children and discovered differences based on the race of the injured child.
According to the research, white children get CT scans more often following minor head injuries than the children of the other races. The study found that 42% of white children brought in for minor head trauma got CT scans while only 28% of black and Hispanic children brought in for minor head trauma received such scans.
Some may think this means that hospitals are giving better treatment to white children, but the results indicate that unnecessary CT scans can actually be dangerous to the children receiving them. In this case, more treatment is not better treatment and can actually lead to medical mistakes and dangerous radiation risks.
Personal Injury Lawyers in Charlotte, NC :: Megabus Bound for Charlotte Involved in Mega-Accident
A double-decker bus caught fire last week along I-85 in northeast Georgia, forcing Megabus passengers to flee to safety and closing the northbound lanes of the interstate for hours. The commercial bus was traveling from Atlanta to Charlotte, North Carolina when the fire broke out at about 11:40 a.m. near Lavonia, Georgia. Officials with Megabus said that some 80 passengers were on board at the time and all, including the driver, were able to evacuate safely.
It’s the latest incident for Megabus, which offers low-priced, one-way fares between major cities across the U.S. Just a week before, on August 2, a Megabus struck a bridge pillar in the median of I-55 near Litchfield, Illinois killing one passenger and injuring nearly four-dozen others. Police have said that a blown tire likely caused the double-decker bus to weave out of control and crash into the pillar. The same week a 76-year-old woman in Chicago died from injuries she suffered when a Megabus hit her as the driver attempted to make a turn on a tight downtown street. Finally, back in February, a Megabus driver was acquitted of homicide charges for the deaths of four passengers when his double-decker bus crashed into a low overpass in upstate New York back in 2010.
Megabus drivers have been cited for speeding 35 times in the past two years, including 14 occasions where the driver was traveling more than 15 mph over the speed limit. During those same two years, a driver was cited for failure to inspect or use emergency equipment, six buses were cited for no or defective emergency doors and more than 50 citations were issued for failure to properly log a driver’s time on duty.
The cause of the fire is still under investigation. Megabus officials said they are working with state and federal investigators to determine whether all safety protocols were followed in the accident. The bus that caught on fire was manufactured by Van Hool in 2012 and had passed a full preventative maintenance check less than 2,500 miles ago, according to Megabus. It is unknown whether the driver performed an inspection before leaving Atlanta the morning of the accident. Such an inspection is required by the Federal Motor Carrier Safety Administration of all commercial interstate drivers.
Car Wreck Lawyers in Charlotte, NC :: North Carolina Drivers at Risk for Drowsy Driving Accidents
A recent poll conducted by the AAA Foundation demonstrated results similar to those from the National Sleep Foundation Polls, which showed that a large percentage of Americans report driving under the influence of sleep. The most recent poll showed that one-third of those surveyed admitted to driving drowsy in the past 30 days. A 2005 NSF poll of approximately 1,000 people found that 60% of drivers, or about 168 million people, admitted that they had driven while sleepy in the preceding year; and 37% confessed that they had actually fallen asleep behind the wheel.
Though many people know that sleepy driving isn’t a good thing, they don’t understand just how dangerous it can be. Educating people to the dangers of drowsy driving is a key step in preventing unnecessary injuries. The National Highway Traffic Safety Administration estimates that 100,000 crashes that are reported to the police each year are the direct result of fatigue and sleepiness. There’s no reason for such an enormous number of accidents to take place when simple steps can be taken to eliminate the risk.
The root of the problem is that many American are chronically sleep deprived. According to a study published in The Lancet, a quarter of all adults admit to not being happy with the amount of sleep they get each night. The results show that approximately 10% of adults meet the criteria for full-fledged insomnia.
The dangers of insomnia are great, especially for those on North Carolina roadways. Study after study has shown that those suffering from insomnia have symptoms similar to those suffering from severe sleep deprivation. Such sleep leads to an increased risk of accidents. Those who are surviving on much less sleep than they need are more likely to nod off at the wheel, especially when they’re driving alone or for long distances, increasing the risks of serious accidents and the possibility of causing harm to others.
Charlotte North Carolina Car Wreck Lawyers :: Terrible Charlotte Interstate Wreck Causes Severe Injuries
In a tragic story that highlights the dangers that lurk on North Carolina’s roadways, seven people were injured, including two who had to be freed from a crushed car, in a four-vehicle crash earlier this month on southbound Interstate 85 in north Charlotte.
The crash closed the southbound lanes of I-85 for nearly 90 minutes during morning rush hour after the wreck. The wreck happened at almost the exact location as another terrible crash only five days earlier.
A spokesperson for Medic says that seven people were taken to hospitals, including two who suffered life-threatening injuries. Charlotte fire Capt. Mark Basnight said a crew of 35 firefighters spent nearly 45 minutes working to free two injured people from a car that was involved in the wreck. Another car, a smaller Ford, was almost totally flattened against a semi that was part of the multi-car accident.
Apparently a truck that was hauling PVC pipe slammed on his brakes which then lead to the chain reaction collision. An SUV hit the truck which was then hit by the smaller Ford which in turn was smashed by a semi from behind. Finally, a pick-up truck hit the semi from behind.
The week before the chain reaction collision a 47-year-old woman was killed when she was hit from behind by a tractor-trailer. The wreck happened at the same exit off of I-75. According to the state’s highway patrol, traffic slowed suddenly but the driver of the semi failed to notice the rapid slow down, plowing into the back of the SUV and killing the driver.
Doubt Remains Whether Siri Can Reduce Distraction for North Carolina Drivers
By now many of us have either heard of or had the opportunity to experience firsthand Apple’s helpful gadget dubbed “Siri.” The technology company recently had a major announcement about everyone’s favorite robot assistant, but it had nothing to do with the iPhone.
The company instead said that Siri would shortly be coming to a steering wheel near you. Several car companies have signed on to implement the new “Eye’s Free” feature in their vehicles. These companies include several of the big boys: BMW, General Motors, Toyota, Mercedes-Benz, Honda, and Audi. The carmakers will allow drivers to integrate Siri with their car’s electronic systems and thus be able to access Siri through a steering wheel-mounted button.
Given this integration, it seems likely that such devices will also allow people to sync other features of their Apple products with their vehicles. This could include music, calling features, maps, text messaging and email, all with the helpful, voice-activated assistance of Siri.
Some believe such a system would be welcome to drivers who grow tired of having to manually enter in their destinations in the GPS. By making use of Siri’s natural language voice control system, drivers will supposedly be better able to keep their hands on the wheel and their minds on the task at hand, thus limiting the dangers associated with distracted driving.
Apple never got around to mentioning what, if any, restrictions would placed on Siri’s use in the car. Currently, Siri can be used to read and send text messages, get directions, find restaurants and movies, play music, get weather reports, answer random questions as well as a multitude of other tasks. This plethora of entertaining possibilities could become a liability rather than a benefit to drivers as the door becomes open to even more distractions.
Tips for What to Do After a Car Wreck to Preserve a Personal Injury Claim
As the number of accidents on the roadways continue to increase, it’s important that victims take steps to protect themselves immediately following a car crash. Delay can only hurt your chances of collecting for damages later. The following are some tips for how best to protect yourself in the event of a car accident:
1. Write everything down
For victims of accidents, it is important to gather as much information as possible. Think about writing down the names and addresses of everyone who was involved in the accident, including any witnesses. If the victim is left incapacitated after an accident then someone else needs to think clearly and record the details.
After an accident it’s still important to keep records. Making notes of all the doctors’ appointments, diagnoses, prescriptions and symptoms can help if you end up pursuing a personal injury claim down the road.
2. Take pictures if you can
Pictures really do tell a thousand words, maybe more. This is definitely the case in the personal injury world where juries respond to photographic evidence. With so many people owning phones with great quality cameras, it is easier than ever for people to snap a picture of the situation right after an accident takes place. Victims with proof will find that the defendants are less able to claim things didn’t happen the way you say it did. Even insurance claims can move more smoothly with the benefits of pictures.
3. Keep everything in one place
It can be hard to keep everything organized when it comes to something as complicated as a personal injury case. It’s a good idea to start a file or folder that contains all the information relating to your case. It doesn’t have to be in perfect order; it’s just best that all the information can be found in once place.